Tag: Longevity Risk

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Rethinking Retirement: Cash Flow, Longevity, and Creating Your Own Pension (Ep. 20)

Rethinking Retirement: Cash Flow, Longevity, and Creating Your Own Pension (Ep. 20)

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Many people spend decades focused on growing their wealth, but few stop considering how that wealth will sustain their lifestyle once the paychecks stop.

In this episode of The Tempus Podcast, hosts Robert Schlesinger and Daniel Paikin discuss transitioning from accumulating assets to generating dependable retirement income. They explain why cash flow matters more than net worth, how to plan for longer lifespans, and how to build guaranteed income streams that create financial peace of mind.

Key Takeaways:

  • The mindset shift from building net worth to managing cash flow in retirement
  • How longevity magnifies every other financial risk
  • Why living off interest alone can create tax inefficiencies and uncertainty
  • The concept of “buffer assets” to manage market volatility during retirement
  • How to create your own pension using Social Security, annuities, and guaranteed income strategies
  • And more!

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Financial Strategies for a Longer Life with Marty Nachemson (Ep.13)

Financial Strategies for a Longer Life with Marty Nachemson (Ep.13)

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Feeling overwhelmed by retirement planning? You’re not alone. Many people struggle with the complexity and uncertainty of making their savings last.

Daniel Paikin and Rob Schlesinger are joined by seasoned financial advisor Marty Nachemson, a financial advisor at Prosperian Wealth Management, to delve into the intricacies of retirement planning. With over 17 years of experience and a wealth of knowledge, Marty shares invaluable insights on preparing for the long-term financial landscape, addressing common misconceptions, and adapting to unforeseen life changes.

Daniel, Robert and Marty discuss: 

  • What are the major challenges in retirement planning related to increasing longevity and rising costs?
  • How can uncertainties such as fear, inflation, market volatility, and tax law changes affect retirement?
  • What are the potential advantages of using a long-term care rider on a life insurance policy compared to traditional long-term care insurance?
  • Why are appropriate estate documents and planning for health issues critical aspects of a successful retirement plan?
  • And more

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Connect with Marty Nachemson: 

About our Guest: 

Marty Nachemson is a partner at Prosperian Wealth Management. Marty brings a specialty in holistic financial engineering to his clientele. He utilizes a variety of skills, financial acumen and a diverse portfolio of products and services in order to provide clients with true financial independence. Thorough and innovative, Marty produces measurable returns through a unique macro-economic coordination process, with the goal in mind to increase efficiency of dollars, develop tax saving strategies, along with risk management and control over your finances.

For over three decades, Marty’s communication skills, grasp of economic strategy and desire to serve has brought him a diverse and prolific clientele as well as many industry awards and recognition. Marty is a volunteer for the FISH Organization which is responsible for getting community members to health care professionals they would otherwise not be able to access. The Nachemson family has been a host family for A Better Chance (ABC) program. ABC enables academically gifted children, who live in areas where education is scarce or even dangerous: get a quality education outside of their own communities.

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