Category: Finance
Navigating the Maze of Investments with Kevin Kulak (Ep. 9)

Navigating the Maze of Investments with Kevin Kulak (Ep. 9)

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Ever wondered how to create a financial plan that weathers any storm?

Daniel Paikin, Robert Schlesinger, and the Tempus Financial Group team deep dive into time-tested financial, retirement, and tax strategies. This episode welcomes Kevin Kulak, our director of investments, to complete our series on foundational financial principles designed for business owners and families seeking solidity and growth in their financial plans.

Daniel, Robert and Kevin discuss: 

  • The core fundamentals of investing and their critical role in every strategy
  • Why is diversification important, and how does the concept of “not putting all your eggs in one basket” apply to sound investment advice
  • How can investors navigate taxes and fees to minimize costs and maximize returns in their investment portfolios
  • What is the impact of investor psychology on financial decisions, and how can one maintain discipline in volatile markets
  • And more

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Connect with Kevin Kulak: 

About our Guest: 

Kevin has worked in the financial services industry since 2014, having spent most of his career as a wholesaler, where he educated financial advisors on various investment vehicles, the markets, and behavioral finance. As Tempus’ Director of Investments, Kevin is responsible for developing and implementing customized investment strategies and management for the firm’s clients.

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Transforming Your Approach to Debt with Steven Esses and George Walters (Ep. 8)

Transforming Your Approach to Debt with Steven Esses and George Walters (Ep. 8)

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Ever wondered how you could tackle your debt smartly while planning for a secure financial future? Do you feel like you’re scaling a mountain of debt without a peak in sight?

Listen in as Daniel Paikin and Robert Schlesinger speak with Steven Esses, Senior Loan Officer at FM Home Loans LLC, and George Walters, Senior Vice President of Business Development at GradFin. Together they discuss actionable insights to help you navigate through the fog of debt with confidence.

Daniel, Robert, Steven and George touch on: 

  • What is the impact of current interest rates on mortgage options and payments
  • Why is it important to consider the choice between fixed-rate and adjustable-rate mortgages when selecting a mortgage plan
  • What are the key components of federal student loan forgiveness programs, and what criteria must one meet to qualify
  • How can one effectively manage and repay student loan debt
  • And more

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Connect with George Walters: 

Connect with Steven Esses: 

About our Guest: 

George Walters’ leadership skills and experience in sales and management add tremendous value to the GradFin team. George has worked with thousands of Financial Advisors across the country to help their clients determine optimal repayment strategies to their student loans. His knowledge of all repayment and refinancing options in the market today help put money back into the hands of the Advisor to leverage their clients’ financial goals. George individually consults with borrowers to educate, analyze, and simplify the complexities of student loans.

Steven Esses, Vice President at FM Home Loans,  thrives on the individuality of each customer and the neverending thrill of successfuly closing a loan. With years of experience in the residential mortgage industry, he provides superior customer service and expert industry knowledge for his clients. Steven began his career being trained by one the top rated LO’s in the country. That training has been invaluable as Steven mastered the art of transforming a challenging deal into a smooth transaction.

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A Deep Dive into Liquid, Semi-liquid, and Illiquid Assets with Ryan Bohn (Ep. 7)

A Deep Dive into Liquid, Semi-liquid, and Illiquid Assets with Ryan Bohn (Ep. 7)

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As you reflect on your own financial planning, do you have a clear strategy for managing liquidity in your assets? Have you considered the balance between illiquid, semi-liquid, and fully liquid investments to ensure you are prepared for various financial scenarios?

Join Daniel Paikin and Robert Schlesinger as they speak with Ryan Bohn, a senior associate with Tempus Financial Group, on the role of liquidity in setting up a successful financial plan.  They explore the significance of balancing different types of assets to ensure optimal financial planning and preparedness for emergencies and opportunities that may arise. 

Daniel, Robert and Ryan discuss: 

  • What does financial liquidity mean
  • Why is liquidity crucial for a successful financial plan
  •  What are the benefits and risks associated with margin accounts in terms of leveraging investments
  • How can the balance between different asset types help in managing financial opportunities
  • And more

Resources:

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Connect with Ryan Bohn: 

About our Guest: 

Ryan has over 20 years’ of experience in the Financial Services industry. After nearly a decade as a corporate bond broker in NYC, Ryan joined Tempus to help families—like his own—better understand their overall financial situation. Ryan is passionate about helping his clients accomplish their personal and financial goals by implementing unique strategies that instill confidence and clarity which eliminates risk and allows them to maximize their wealth through organization, savings, protection and growth strategies.

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Understanding Life Insurance in Financial Planning with Craig Katz (Ep. 5)

Understanding Life Insurance in Financial Planning with Craig Katz (Ep. 5)

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Navigating the realm of life insurance can be a daunting challenge—from selecting the most fitting type for your plan to deciding whether it’s a necessity at all. However, its role in your financial portfolio is far from insignificant.

In a compelling discussion, Daniel Paikin and Robert Schlesinger team up with Craig Katz, their partner at Tempus Financial Group, to unravel the intricacies of life insurance. This insightful conversation delves deep into why life insurance is a pivotal component of your financial puzzle, dissecting various types, including term and permanent policies.

Daniel, Robert and Craig discuss: 

  • Why is life insurance important in financial planning
  • How do you calculate the amount of life insurance needed
  • What are the types of life insurance, specifically term insurance and permanent life insurance
  • Why is it important to integrate life insurance into a broader financial plan
  • And more

Connect with Tempus Financial Group:

Connect with Craig Katz: 

About our Guest: 

Craig believes in taking both an offensive and defensive approach to developing and protecting wealth. He helps his clients build maximum wealth potential while simultaneously protecting against major facets of life such as taxes, inflation, lawsuits, death and disability.

Craig has been in the financial services industry since 1997, beginning as an analyst with JP Morgan Chase. From there he spent a few years as an equity trader where the lack of intimate and long-standing client relationships led him to move to the personal planning side of finance. He joined Strategies for Wealth, an affiliate of Tempus Financial Group in 2004.

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Importance of Estate Planning and Wills with Kevin Ghassomian (Ep. 4)

Importance of Estate Planning and Wills with Kevin Ghassomian (Ep. 4)

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Do you already have an estate plan in place? If not, the judicial system could be the one deciding who gets what in your family. With young children, it is especially important to designate a guardian in estate plans.

Listen in as Daniel Paikin and Robert Schlesinger speak with Kevin Ghassomian, a partner at Venable LLP, on estate planning and why it’s so important. They cover things like having a will, power of attorney, health care proxy, and living will declaration. 

Daniel, Robert and Kevin discuss: 

  • Why estate planning and having a will is important
  • What are the consequences of not having a will
  • How can irrevocable trusts be used to avoid estate taxes
  • What are the challenges and ongoing monitoring involved in estate planning
  • And more

Connect with Tempus Financial Group:

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About our Guest: 

Kevin Ghassomian focuses his practice on the personal legal needs of business owners, corporate executives, high-net-worth individuals, and their families. Kevin’s representation covers all aspects of domestic and international estate planning, with an emphasis on tax minimization, asset protection, business succession, and philanthropy. Kevin also counsels individual and corporate fiduciaries on the administration of trusts and estates, including the preparation of gift and estate tax returns and defense of positions taken on those returns.

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Understanding Disability Insurance with Pete Heckman and Chris Weber (Ep. 3)

Understanding Disability Insurance with Pete Heckman and Chris Weber (Ep. 3)

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Does your disability insurance plan cover your needs? How would it provide for you if something happens?

In this episode, Daniel Paikin and Robert Schlesinger speak with Pete Heckman and Chris Weber of Tempus MD. Together they explore the nuances between short-term and long-term disability, debunk common misconceptions, and grasp the significance of individual coverage. They delve into the limitations of employer-provided group insurance and stress the need for individual policies for better coverage and flexibility. 

Daniel, Robert, Pete and Chris discuss: 

  • What is disability insurance
  • Why is it important to protect against long-term disabilities
  • What are the differences between group insurance and individual insurance for disability coverage
  •  how can group coverage be supplemented with individual policies
  • And more

Connect with Tempus Financial Group:

Connect with Guest Name: 

About our Guest: 

Pete Heckman has been a financial advisor since 2006. He began his career at Independence Planning Group outside Philadelphia. While there, he built his practice advising medical and dental professionals. In 2013, he moved his practice to New York to be closer to home and his family.

Today, Pete works with clients across the country helping them make informed decisions around growing and protecting their wealth. Pete works extensively with physicians, routinely lecturing to medical groups and providing financial literacy content to residency and fellowship programs. 

Chris Weber joined Strategies for Wealth in 2009 to leverage his prior investment planning experience at Merrill Lynch and offer his clients a comprehensive plan that provides security and confidence.

In 2022, he joined Tempus, an affiliate of Strategies for Wealth, to further enhance holistic planning and client servicing. Chris specializes in advising medical professionals and enjoys his work helping physicians and dentists make intelligent and informed financial decisions throughout their careers: from residency through retirement.

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Understanding Liability Protection in Property and Casualty Insurance with Michael Silverman (Ep. 2)

Understanding Liability Protection in Property and Casualty Insurance with Michael Silverman (Ep. 2)

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Ever wondered about the importance of liability protection? What confuses you the most about insurance premiums and liability protection?

Make sure you have insurance to protect your financial interests.

In this episode, Daniel Paikin and Robert Schlesinger are joined by Michael Silverman, CEO of Silver Lining Insurance, in exploring the importance of liability protection in insurance and the need for an umbrella liability policy. Michael dives into the need for proactive planning and the role of an insurance agency in guiding clients through potential risks and claims.

Michael discusses: 

  • The importance of liability protection for your own protection
  • What impacts the cost of insurance premiums
  • The importance of proactive planning and brokerage knowledge
  • The impact of natural disasters on insurance premiums
  • And more

 

Connect with Tempus Financial Group:

 

Connect with Michael Silverman: 

 

About our Guest: 

Michael, President & CEO of Silver Lining Insurance Agency, Inc., is responsible for new business development, as well as client relations and sales. He is a committed advisor and helps our clients make educated choices on what product or service best suits their wants. Over the years, his practical experience and proactive approach have allowed him to advise both individuals and businesses on how to identify and manage their level of risk.

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Introducing The Tempus Podcast with Daniel Paikin & Rob Schlesinger! (Ep. 1)

Introducing The Tempus Podcast with Daniel Paikin & Rob Schlesinger! (Ep. 1)

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It’s finally here–it’s finally live!

Introducing The Tempus Podcast with Daniel Paikin & Rob Schlesinger!

In this inaugural episode of “The Tempus Podcast,” hosts Rob Schlesinger and Daniel Paikin discuss the history of Tempus Financial Group and their motivations for starting the podcast!

Together they emphasize the importance of working with an advisor and discuss upcoming episodes that will cover topics such as liability protection, disability insurance, legal documents, and life insurance.

Dan and Rob discuss: 

  • Why did they decide to embark on this new adventure?
  • The beginnings of Tempus Financial Group & the roles they had before making the switch to financial planning
  • Their diverse clientele & what sets their firm apart from competitors
  • What YOU can expect from the podcast in future episodes
  • And more

Connect with Tempus Financial Group:

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